Privacy Policy

Last updated: February 2012

The Colorado Bankers Association (the “CBA,” “we,” “our” or “us”) is committed to respecting your privacy. This Privacy Policy (this “Privacy Policy”) applies to information that we collect from you via the website located at www.smallbizlending.org (this “Site”) and that you provide in connection with your use (“Use” or “Using”) of the Site or any Services. For purposes of this Privacy Policy, “Services” means services provided by or on this Site.

Please read this Privacy Policy carefully, as it will tell you:

– what information we collect about you and about your Use of the Site,
– how we collect, use, share, and protect that information, and
= the choices you have about how we use and share such information.

By Using our Site or any Services, you agree that you fully understand and consent to this Privacy Policy and to all other terms relevant to your Use of our Site or Services.

INFORMATION WE COLLECT

Information You Provide

As described below, you may choose to provide us with Personal Information through your Use of our Site or Services. “Personal Information” means individually identifiable information or information that could be used to identify or contact you, including, without limitation, first and last name, physical or home address, telephone number, e-mail address or similar electronic address through which you can be contacted directly, a persistent identifier (such as a membership number), and any other information collected online concerning you that is combined with any of the foregoing identifiers.

E-mail List

To sign up to receive e-mails from us, you will need to provide your e-mail address. You may also be asked for other information, including your first and last name and the name of your employer.

Contacting Us

You may contact us or request additional information through the Site. If you communicate with or request information from us, we will have your e-mail address, as well as other information that you include in your message.

We do not collect Personal Information about you except when you specifically provide this information on a voluntary basis.

HOW WE USE AND DISCLOSE YOUR INFORMATION

Personal Information

We use Personal Information that you provide to us to deliver Services that you request, to respond to your inquiries, to provide information that you request, to inform you of events and programs related to the CBA, to keep you informed about changes affecting our Site or Services, to inform you of other services or events in which you might be interested, and to improve our Site and Services.

If you opt in to receive e-mail from us, you can always opt out of future mailings by contacting us at info@smallbizlending.org. Even if you choose to opt out of future mailings, we reserve the right to contact you regarding your use of any Services.

We may need to release Personal Information and other information associated with Personal Information to third parties: (a) to respond to a request or complaint that you have made, (b) to comply with legal requirements, or (c) in special cases in which we believe it is reasonably necessary to investigate or initiate legal action against a user of the Site or other person or entity that has or may engage in illegal conduct.

Unidentifiable Information

When you access the Site, your Internet browser automatically sends log information, which may include your Internet Protocol address, browser type, browser language, and the date and time of your request. We may collect such log information and use information about your activity on the Site and use of our Services to monitor user traffic patterns and to analyze what our users prefer, so that we can improve the Site and our Services.

Sharing Information with Service Providers

We use third party service providers to provide e-mail delivery services and other services in connection with the Site. If you opt in to receive e-mail from us, we may share your name, e-mail address, and the name of your employer with our third party service providers as necessary for such service providers to provide such services. Our third party service providers are prohibited from using your Personal Information for any other purpose, including their own marketing purposes.

Limited Disclosure of Your Information

Except as set forth in this Privacy Policy or as you specifically agree or request, we will not disclose to any third parties any information we collect from or about you through our Site or Services.

OUR SECURITY MEASURES

We want your Personal Information to remain secure. Although we will make reasonable efforts to protect Personal Information from loss, misuse, or alteration by third parties, you should be aware that there is always some risk that an unauthorized third party could intercept an Internet transmission or that someone will find a way to thwart our security systems. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

YOUR PRIVACY CHOICES

When you use this Site, you have the following choices about the information you provide.

Correct, Update, or Delete Personal Information

You are responsible for correcting and updating any Personal Information that you provide to us through the Site. You may update your Personal Information by contacting us at info@smallbizlending.org. You should be aware that it is not technologically practical to delete all information that you provide to us through the Site. Nevertheless, upon receiving your request to do so, we will delete all Personal Information stored in the databases we actively use for this Site. In addition, after receiving your request for removal, we will use commercially reasonable efforts not to disclose any Personal Information stored in a non-erasable form, except as required by law. Finally, we reserve the right to maintain copies of information about you, including Personal Information, for as long as we deem it necessary for internal purposes, subject to applicable law.

Communicate with Us by E-mail

You may communicate with us via e-mail at info@smallbizlending.org if you have questions about this Site or any Services. We will not disclose Personal Information that we receive in e-mail unless such disclosure is necessary to respond to your request or inquiry or is otherwise permitted as described in this Privacy Policy. All e-mail transmissions, however, are vulnerable to unauthorized interception.

Links to Other Sites

We may feature links on the Site to third party websites. When you click on a logo or an advertisement on our Site, you may be linked to a third party website. While you may link to third party websites from this Site, please be aware that we do not endorse or recommend the content or services of any third parties, and we are not responsible for the privacy practices or content of third party websites. We encourage you to be aware of and read the privacy policy and other terms of each website you visit on the Internet. This Privacy Policy applies only to information that we collect or that you provide to us on this Site.

Changes in this Privacy Policy

If we decide to change our Privacy Policy, we will post such changes to the Site so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this Privacy Policy at any time, and when we do, we will also revise the “last updated” date set forth at the beginning of this Privacy Policy. All updates to this Privacy Policy will be effective when posted, and your Use of this Site or any of our Services thereafter will constitute acceptance of such changes.